Notices + lost deductions
Misclassified income
Foreign income filed under the wrong SAC or business code. The tax department notices — and the deductions you were owed quietly disappear.
For Indians earning in foreign currency
Your foreign income is a 0% export. Prove it.
When you're paid from abroad, that money is a zero-rated export at 0% GST — but only with a FIRA and an LUT. Miss either and it can be taxed at 18%, plus penalty. Raha checks if you're covered in two minutes and proves it across every rail you use.
2-minute check · no signup needed · instant red/amber/green report
Why generic CAs fail foreign-income earners
Four ways foreign income goes wrong
Up to 18% GST overpaid
Mishandled foreign income
Income from abroad is usually a zero-rated export of service — if a FIRA is on file and matched. Most CAs never collect one, so you overpay or get flagged.
Late payments, lost brands
Invoicing panic
Clients and brands demand GST-compliant invoices. You improvise in Canva, look unprofessional, and wait months to get paid.
A terrifying year-end lump sum
Zero visibility
Income scattered across clients, rails and platforms means no idea what to set aside — until the bill lands all at once in March.
Why this can't wait
0% or 18%. The difference is a FIRA and an LUT.
When you're paid from abroad, your income is a zero-rated export at 0% GST. The zero rating is conditional. It needs a FIRA from your bank and an LUT filed for the year. Miss either, and the same income can be assessed as domestic supply at 18%, plus a penalty equal to the tax, plus 18% annual interest.
At the same time, the tax department is actively chasing unreported foreign income and assets. If your money landed without a matched FIRA, you are exactly who a notice looks for.
Find out where you actually stand
Most people have the LUT and nothing underneath it.
Foreign income is a zero-rated export only if there's a FIRA behind each remittance. That gap surfaces at LUT renewal or in a notice — by which point it's 18% plus interest on money you spent last year. This tells you, in writing, before then.
- Every foreign credit in the period, listed — no sampling
- Each one matched to the document behind it: FIRA, NOC, bank advice, or nothing
- Which ones stand up as zero-rated exports, and which do not
- The rupee exposure on the ones that do not
- Whether your LUT is filed and dated where it needs to be
Not a CA, and we don't file. What you get is the reconciliation your CA doesn't have time to do in April — every credit matched to a document, in writing, that you hand to whoever files for you.
The one thing we sell
The Foreign Income Evidence Check
Every foreign credit you received in the period, matched line by line to the document behind it — FIRA, NOC, bank advice, or nothing — and a written statement of which ones stand up as zero-rated exports and which do not, with the rupee exposure on the ones that do not. Plus whether your LUT is where it needs to be.
₹2,00048 hours from payment
Money back if it doesn't tell you something your CA hasn't.
Pay ₹2,000 by UPIOpens your UPI app. On a laptop, pay 9666641799@ybl from your phone, then message us the reference.
Or ask a question first- Not a filing
- Not a CA opinion
- Not tax advice
A written reconciliation you hand to whoever files for you. Every figure is an estimate — verify with your CA before filing. Raha does not file returns on your behalf and does not provide licensed tax advice.
Built for foreign income arriving via
- Wise
- Stripe
- PayPal
- Payoneer
- AdSense
- Direct bank
No customer stories here yet — there are none. The first evidence checks are being written now.
Questions people actually ask
Do I even need GST registration?
If your aggregate turnover crosses ₹20 lakh in a financial year (₹10 lakh in special-category states), GST registration is mandatory — and for anyone exporting services (freelancers, consultants, SaaS founders, creators on AdSense or Patreon), registration is what unlocks zero-rated treatment. Your CA confirms your exact position.
What's a FIRA — and isn't it called a FIRC?
A FIRA (Foreign Inward Remittance Advice) is your bank's proof that money arrived from abroad. It's what lets your foreign income be treated as a zero-rated export of service — meaning no 18% GST on it. Physical FIRCs were discontinued for exports back in 2016, so if someone still asks you for a FIRC, a FIRA is what you actually need. No FIRA trail, no proof, no zero-rating.
So my foreign income doesn't need GST at all?
Usually foreign income qualifies as an export of services (zero-rated under LUT), but only when the paper trail — LUT filing, FIRAs, matching invoices — is in place. That's exactly the trail Raha maintains. Final treatment is confirmed by your CA.
Does Raha replace my CA?
No. Raha is the cross-border-fluent layer that keeps your income, FIRAs, and invoices perfectly reconciled — and every filing is reviewed and signed by a qualified Chartered Accountant. If you love your current CA, we hand them clean files.
Does Raha file my returns automatically?
No — and be wary of anyone who says they do. Raha prepares everything; qualified CAs review and execute filings. Every number Raha shows you is an estimate to verify with your CA before filing.
Is my financial data safe?
Data is encrypted at rest (AES-256), stored in compliance with Indian data-localisation law, and access-controlled so only you (and reviewers you authorise) can see it.
What does it cost?
₹2,000 for the Foreign Income Evidence Check — every foreign credit matched to the document behind it, written up in 48 hours. Money back if it doesn't tell you something your CA hasn't. That is the only thing we sell right now; ongoing work is something we discuss once you've seen the check.
I earn less than ₹20L. Is Raha for me?
Raha is built for people past the GST threshold, where the stakes are real. If you're approaching ₹20L, run the free 2-minute check — it will tell you what to put in place before you cross it.
Not ready to talk? Join the waitlist.
We'll send you what actually matters for staying compliant on foreign income — starting with what changed when FIRCs stopped in 2016.